Terms & Conditions

These Terms and Conditions govern access to and use of the website novelixo.com (hereinafter, "the Site"), owned by Novelixo SpA, a company incorporated under the laws of the Republic of Chile, registered in the Santiago Commercial Registry under folio 12,847 of the year 2022, with RUT 77.845.321-K and legal domicile at Av. Apoquindo 4700, Of. 1203, Las Condes, Santiago, Metropolitan Region, Chile.

By accessing and using this Site, you declare that you have read, understood, and accepted these Terms and Conditions in their entirety.

Novelixo operates as an informational platform for real estate crowdlending. The Site provides general information about collective investment opportunities in construction and urban development projects in Chile.

The information published on the Site is exclusively for informational purposes and does not constitute an offer of securities, an investment recommendation, or personalized financial advice. Any investment decision should be made by the user independently and, where possible, with the advice of qualified financial professionals.

To use our Site, you must be at least 18 years of age or have the authorization of your legal representative, provide truthful and up-to-date information in any form or communication, not use the Site for illegal or unauthorized purposes, not attempt to access systems, data, or information on the Site without authorization, and not reproduce, duplicate, copy, sell, or resell any part of the Site without our express authorization.

All contents of the Site, including but not limited to texts, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, are the property of Novelixo SpA or its content providers and are protected by Chile's intellectual property laws and international treaties.

The "Novelixo" brand and its logo are registered trademarks of Novelixo SpA. Their use without prior written authorization is prohibited.

Novelixo SpA does not guarantee that the Site will be free from errors, interruptions, or security vulnerabilities. Use of the Site is at your own risk.

To the maximum extent permitted by Chilean law, Novelixo SpA shall not be liable for direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site, the accuracy, completeness, or timeliness of the information published, the actions of third parties in relation to the content of the Site, or any financial loss arising from investment decisions based on information from the Site.

The Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of such sites. The inclusion of links does not imply our approval or endorsement thereof.

Novelixo SpA reserves the right to modify these Terms and Conditions at any time, without prior notice. Modifications will take effect upon publication on the Site. Continued use of the Site after the publication of changes constitutes your acceptance thereof.

We recommend that you review these Terms periodically to stay informed of any updates.

These Terms and Conditions are governed by the laws of the Republic of Chile. For any dispute arising from the use of this Site, the parties submit to the jurisdiction of the ordinary courts of justice of Santiago de Chile, with express waiver of any other jurisdiction that may apply.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

For any inquiries regarding these Terms and Conditions, you may contact us at:

Novelixo SpA Av. Apoquindo 4700, Of. 1203 Las Condes, Santiago, Chile Email: contacto@novelixo.com Phone: +56 2 2345 6789